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惠民保险来了!不受年龄限制医保目录外用药也能报销
作者:中糖院 时间:2020-11-15 12:20:32 浏览:192

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  zaker haerbinjizhe lijiaqi

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网络配图 ↑

网络配图 ↑

  riqian,zaishengyibaojudezhidaoxia,youdadicaixianheilongjiangfengongsi、pingancaixianheilongjiangfengongsi、yangguangcaixianheilongjiangshengfengongsi、huaancaixianheilongjiangfengongsi、dajiabaoxianheilongjiangfengongsiweigongbaoti,gongtongtuichulehuiminbaoxianchanpin “i longhuibao ”。zhi 2020 nian 11 yue 30 ri,heilongjiangshengzhiyibao、haerbinshichengxiangjuminyibao、chengzhenzhigongyibao、haerbintieluyibaodecanbaorenyuan,buxiannianling,buxianzhiye,wuxutijianketoubaogaibaoxianchanpin。juyangguangcaixianheilongjiangfengongsixiangguanfuzerenjieshao,“i longhuibao ” shizhuanweihaerbinshimindingzhi、huijibaixingdepuhuixingshangyebuchongyiliaobaoxian,jinmixianjiehaerbinshiminjibenyiliaobaoxian。

  “i 龙惠保 ” 保什么?亚博手机app首先,该产品可衔接医保。保险期间内,被保险人因意外伤害事故或因疾病必须在符合本保险合同释义的医院(“ 释义医院 ”)住院治疗的,对于其实际支出的按照当地社会医疗保险或其他公费医疗主管部门规定可报销的、必要、合理的各项医保目录内住院医疗费用(除约定的 5 类既往症外),按照年累计 2 万元免赔后 75% 比例赔付;其次,该产品对于目录外住院也可保。保险期间内,被保险人因意外伤害事故或因疾病在释义医院诊断必须住院接受治疗的,对该被保险人住院实际发生的、符合当地基本医疗保险规定的目录范围外的合理且医学必需的住院医疗自费费用(除约定的 5 类既往症外),按照年累计 3 万元免赔后 60% 比例赔付;第三,产品可报销 15 种特药费用。保险期间内,被保险人经释义医院初次确诊罹患本保险合同约定的特定疾病种类(无论一种或多种),对于治疗该恶性肿瘤发生的且同时满足既往症约定条件的特定药品费用。符合附录可报销疾病及对应 15 种特药种类的费用,按照 0 免赔后 100% 比例赔付。

惠民保险来了!不受年龄限制医保目录外用药也能报销

  “i longhuibao ” shiwoshengyiliaobaozhanglingyuyixiangzhongyaodehuiminlimingongcheng,dapolechuantongshangyebaoxiandenianlingxianzhi、chayihuadingjiadengchangguiguanli,tuchuzhongtedajibingyiliaobaozhang,shixianyibaomuluwaiyiliaofeiyongpeifu,rangcanbaorendounengkandeqibing,tishengcanbaorenyuanyiliaobaozhangshuiping,shiheilongjiangshengjianliduocengciyiliaobaozhangtixideyouyichangshi。

惠民保险来了!不受年龄限制医保目录外用药也能报销

  A哪些人可以参保?

  heilongjiangshengzhiyibao、haerbinshichengxiangjuminyibao、chengzhenzhigongyibao、haerbintieluyibaodecanbaorenyuandoukecanbao。

  buxiannianling,shangzhi 100 suiyishangdelaoren,xiazhigangchushengdeyinger(man 28 tian);

亚博手机app  buxianzhiye,baokuogongwuyuan、qiyezhigong,tuixiurenyuan、ziyouzhiye、xueshengdeng;

亚博手机app  buxianjiankangtiaojian,canbaomiantijian,mianjiankanggaozhi,shihequanjiarenyiqicanbao。

  B怎样参保?

亚博手机app  guanzhu “i longhuibao ” weixingongzhonghao,zhi 11 yue 30 ri,dianjigongzhonghaoyaboshoujiapp,dibucaidanlan “ lijitoubao ”,jikebanlicanbaojiaofeiyewu。yekezhijieweijiarenbanlicanbaojiaofeiyewu。

  保障时间:2020 年 12 月 1 日 -2021 年 11 月 30 日。

  C。 参保需要体检吗,患病可以参保吗?

  benchanpinwuxutijian,wuxujiankanggaozhi,“i longhuibao ” zuoweihaerbinshipuhuixingshangyejiankangbaoxian,weihuijigengduohaerbinshimin,zhiyaoshiheilongjiangshengshengzhizhigongjibenyiliaobaoxianjihaerbinshishehuiyiliaobaoxiancanbaoren,bulunjiwangshifouyoujibing,yebulunshihezhongjibingdoukeyicanbao “i longhuibao ”,wuleizhongdajiwangzhengbuchengdanpeifuzeren,xinfajibingrenranshuyulipeizeren。

  D。 患病后(有既往症)参保如何理赔?

  zaitoubaoqianhuanyouyixia 5 leizhongdajiwangzheng,zaibaodanshengxiaohouyinzhei 5 leijiwangzhengyijibingfazhengchanshengdeyiliaofeiyongbunengpeifu,danqitabingzhengchanshengdeyiliaofeiyongjunkeanzhaobaoxianzerenjinxingpeifu。jutizhongdajiwangzhengbaohan:

  1。肿瘤:恶性肿瘤 ( 含白血病、淋巴瘤 ) ;

  2。肝肾疾病:肾功能不全;肝硬化、肝功能不全;